SPENDING, WITH PERSPECTIVE

Know what you'll have left.

Forecast your total month-end spending and expected remaining balance, with regular bills already taken into account.

See whether you're on course for your chosen target — and discover how small daily adjustments could change the outcome.

Try the live demo →How it works
Fictional demonstration · No signup · Commercial app in development
MorrowSight October · Example dashboard
Monthly target£2,500
Spent so far£1,250
Forecast spend£2,620£120 over target
Forecast remaining balance£380
Spending forecast ━━ Actual   ··· Forecast   ┄ Target
£0£1k£2k£3k1 Oct18 Oct31 Oct
Grey dashed: monthly spending target. Blue: spending already recorded. Teal: projected spending.
—
Chance of staying within targetIllustrative modelling only — probability not yet validated.
REAL MONTHLY COMMITMENTS

Regular bills built into your forecast.

MorrowSight is designed to account for expected recurring bills, not just the purchases you've entered. See payments already made, commitments still to come and your true discretionary spending room.

🏠 Mortgage / rent£850
⚡ Utilities£120
🛡️ Insurance£65
📱 Phone£38
📺 Subscriptions£42
••• Other monthly bills£120
INTERACTIVE · FICTIONAL SCENARIO

Don't just see a problem coming.
See how to avoid it.

Try changing spending, your monthly target, and your daily savings. The graph and example month-end outlook respond instantly.

Try the forecast

Fictional user: Alex Morgan. Day 18 of a 31-day month. Includes £420 of remaining regular commitments plus estimated flexible spending. These are demonstration assumptions, not a validated forecast.

£0 per day

We never suggest reducing fixed bills. Adjustments are capped at the assumed flexible spending amount.

Change an input to explore different outcomes.

October: your projected outcome

Forecast month-end spending£2,620
Forecast end balance£380
Spending recorded so far£1,250
Committed bills still due£420

Monthly target progress £120 over target

💡 Spend a little less each day, and you could still meet your target.

The figures use a deliberately simplified example: spending already recorded + upcoming regular bills + expected flexible expenditure − selected daily savings. A real probability score requires enough evidence and statistical validation.

A REALISTIC DEMO, NOT RANDOM NUMBERS

Explore financial patterns over time.

A fictional history helps show how recurring payments, irregular purchases and everyday spending interact. All figures are synthetic and are not evidence of real forecasting accuracy.

3,650Fictional historical transactions

Generated deterministically in your browser, with merchant, category and amount.

12 monthsExample spending history

Including rent, utilities, subscriptions, shopping and irregular purchases.

Forecast confidenceComes after real validation

We will not present made-up percentage certainty as measured financial accuracy.

Recent fictional transactions

MORROWSIGHT IS IN DEVELOPMENT

See ahead. Spend wisely.

Forecast your spending. See what's likely to remain. Understand what small daily changes might achieve.

Try the example yourself →